Should I go to my own bank for a loan first?

You’ve probably tried your lender with no luck.

If you are visiting us you have probably tried your lender with no luck! Many people assume an application for a loan with a bank who already ‘knows’ them would be easier and have more chance of success but this ‘relationship’ usually has no bearing on the outcome.

You should be careful before applying for a loan with any lender before you know whether you meet their criteria. Being ill-prepared will not only waste your valuable time but perhaps even have a detrimental effect on your credit report.

Before you go ahead and apply, we’re happy to discuss your loan requirements and help you determine if your own bank will be likely to approve your loan based on your current situation.