About Us

You are here: Home / About Us

Here’s the thing …

Others think we’re crazy!

Why?

Because Lending Mate™ is only focused on assisting customers that others leave behind or don’t cater to and, we tend not to work with major lenders. We’re not interested in the customers they are all chasing. Instead, we’re interested in the “real” people!

I established Lending Mate™ to provide borrowers who don’t fit standard lending criteria with options that other banks don’t tell them about. So instead of being left to fend for yourself if you don’t qualify for a home loan, you have alternatives to help you get where you want to go.

It’s our job to know the loan products on the market and be able to match the product to the person NOT the person to the product, the way it usually happens now.”

Peter Ellis

Founder of Lending Mate™

Why getting a loan can be so hard

You have probably already discovered that lending is a business. A big business! But like any company, the lenders are interested in selling a lot of product and have targets to meet.

To do this, they have a core group of loan products and through advertising, try to steer as many people as possible into their stores or sites. The more people they can sell to, the more competitive they can be with rates and other special offers and the more streamlined their internal approval process can be.

At the end of the day, this means that the loans you usually hear about the most are the ones that suit most people (or the perfect candidates).

The problem is that a lot of other people will waste a lot of time (and possibly even damage their credit file) going through the application process only to discover they don’t fit the lending criteria.

For lenders, like any other business, it’s a numbers game. For people who don’t fit the right criteria, it can be a disappointing and time-consuming experience

Every loan application you miss out on is likely to make it harder for you.

Our clients have learnt that chasing loans that are advertised for their low interest rate is just as pointless as falling in love with a dream house that is far beyond their price range. In fact, it’s worse. Whilst you can recover from heartbreak, it’s a lot harder to recover from a mark on your credit file!

That’s why we are so passionate about trying to stop people getting burnt and showing them a better way to secure the right kind of finance for a property purchase or refinance.

The smart way to go about getting a home loan

The good news is that there are many lenders in Australia who can often assist, you just don’t hear about them because they don’t splash cash on expensive advertising campaigns!

Having an in-depth understanding of what’s available and the different lending criteria is our speciality… Plus, we’re prepared to roll up our sleeves and do our homework!

With this knowledge we can help you find options and ideas that most lenders and brokers don’t want to consider or simply don’t know about!

If you’re looking for some genuine, personal assistance to get a home loan or refinance an existing one, let’s get started finding a solution for you.

How can we help you?

MAKE AN APPOINTMENT
(I WANT IT TO BE EASY)
I NEED HELP FAST
(HERE ARE MY DETAILS)