Our team is situated in one central location but you can be anywhere you like!
Technology is such a wonderful thing. We utilize phone, emails and Skype to assist borrowers all over Australia. We can work with you when it suits you. You don’t have to take time off work to chat about your finances.
At Lending Mate™ we love transparency, so what we are paid is fully disclosed to you before the loan application is submitted.
We receive a set commission from the lender when a loan settles. A lot of the lenders don’t have branches that you can pop in to for a loan. So that they can help borrowers around Australia, they allow accredited finance brokers to introduce loans to them. They accept loans from select brokers who have met stringent quality and financial standards like Lending Mate™
Because we specialise in helping people who have had issues obtaining finance (previously declined or not meeting policy), or are being stuffed around by the system, our job is much more intensive, time-consuming and complex. Due to this, once we speak to you we will advise you on the most appropriate steps, process and what it involves. This will be based on your individual scenario which we will fully detail for you upfront.
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We work with lenders that we have built up a relationship with and match them to your situation. We fully disclose why we recommend them and give you the pros and cons of each option.
Under the National Consumer Protection Laws, which we strictly follow, it is against the law for us to assist you with applying for a loan that doesn’t suit your needs.
The key difference with Lending Mate™ is that we are focused on the borrowers that lenders and mortgage brokers don’t normally work with. We have a vast amount of lending expertise and know all about loans available for people who don’t tick the standard boxes. We know how to find a way to “yes” that makes sense and doesn’t put you in a worse position than you were before.
And there is no great secret to it. First, we have strong relationships with a range of lenders and we make sure we know their lending criteria inside out. Second, we make sure we fully understand your situation to find the most competitive solution that fits your individual circumstances. Thirdly, in the submission to the lender we use our expertise to present the information we have uncovered about your scenario in a way that addresses their key concerns.